Monday, March 10, 2008

Have we Hit Bottom?

Yes, Even I ponder that question...In my opinion the answer is no! I have kept a watchful eye on markets across the nation and if anything things are getter worse. Credit stardards are tightening and money is drying up. O.k., certain markets certainly haven't experienced the infux of foreclosures, but when the money dries up it will affect every market.

As a foreclosure specialist, I have noticed recently that not only are subprime mortgages defaulting, so are prime mortgages. Looking at properties being listed these days, I'm finding over-leveraged properties and owners of all credit ratings. Therefore, the problem not only being subprime lending, but a culmination of lax lending standards, high LTV's, and over-priced real estate.

Please follow the link to a great msn article...click on the title "Have We Hit Bottom?"

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